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Credit cards in Europe


Credit cards in Europe

Credit card acceptance is not as universal as in the United States, especially in Eastern Europe, but growing steadily. Some countries mandate that merchants check your ID for purchases of as little as ?50, and many shops will insist on ID for any credit card transaction. An increasing number of European countries, notably the UK, France, the Netherlands, Belgium and the Nordic countries, have moved to a chip and PIN system, where credit cards all have a chip built in and you have to punch in your PIN code instead of signing a receipt. Any store that displays Visa, Mastercard, Amex etc logos is required to accept "traditional" sign-and-swipe cards, so be persistent if they initially refuse, although you may need to escalate to the manager. (With most terminals, swiping your card and simply waiting 20 seconds without entering the PIN will cause them to print out the signing slip.) However, with self-service like gas pumps and ticket vending machines, you may be out of luck.

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Europe Travel Guide from Wikitravel. Many thanks to all Wikitravel contributors. Text is available under Creative Commons Attribution-ShareAlike 3.0, images are available under various licenses, see each image for details.

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